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Tioga State Bank

Tioga State Bank, a member of FDIC (certificate number 9410), located in Spencer, New York. For more than 45 years (since 1969), Tioga State Bank is commercial bank, state charter and fed member, supervised by the federal reserve (frb) with online banking 24/7, credits cards, ATM services, commercial financial services and full service brick and mortar office.


Bank Profiles

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Bank Locations

Tioga State Bank Headquarters
1 Main Street
Spencer, NY 14883

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Hours of Operation

Motor Bank Hours:
Mon - Fri: 8:00am - 6:00pm
Sat: 9:00am - 12:00pm

Lobby Hours:
Mon - Fri: 8:30am - 3:00pm

*Night Deposit Available, 24 Hour Phone Banking

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